Behavior Modification Is The Field Of Psychology - 1555 Words

Behavior modification is the field of psychology that deals with analyzing and modifying behavior, it does this by identifying the relationships between environmental variables and the behavior of interest to determine why the behavior is used; the analyst then uses that information to develop a strategy of change by developing and implementing procedures that alter environmental events to influence behavior (Miltenberger, 2015). There are a wide variety of applications of Applied Behavior Analysis that can be used in a variety of unique situations, and are tailored specifically for the unique individual. I received a referral from a pediatric psychologist concerning a six-year old female named Emily. Emily has recently started first grade and has displayed a significant aversion to going to school. Her parents have related to me that initially she was only reluctant to go, but the reluctance has increased in intensity to severe tantrums now that include banging her head upon the floor. Her parents were told by her teacher that she was well-behaved at school, and had age appropriate academic skills. When questioned, Emily stated that she did not want to return to school because it is not fun anymore, and subsequently her parents have kept her out of school while they attempt to figure out a solution. Of note, is simultaneously with the onset of the tantrum behavior, Emily quit sleeping in her own bed. This behavior increased as well in intensity and frequency until now theShow MoreRelatedEssay on Psychology: The Study of the Mind and Behavior755 Words   |  4 PagesPsychology Concep ts: Psychology is a term derived from two Greek words that translate to life explanation, which makes it an important element of daily life. 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Fin 370 Final Exam Study Guide Free Essays

Week One: Introduction to Finance and Analysis Objective: Define basic financial terminology. 1. Which of the following reasons is most responsible for corporations being the most important form of business organization in the United States? 1. We will write a custom essay sample on Fin 370 Final Exam Study Guide or any similar topic only for you Order Now Corporations have limited life. 2. Stockholders have unlimited liability. 3. Corporations are subject to less government regulation than the other forms of business organization. 4. Corporations have the ability to raise larger sums of capital than the other forms of business organization. Objective: Explain how financial markets work in the United States. . Which of the following is NOT an advantage of a private placement (as compared to a public offering)? 1. Greater financing flexibility 2. Lower flotation costs 3. Lower interest costs 4. Quicker availability of funds Objective: Assess the role of ethics and compliance in the finance environment. 3. Which of the following is a characteristic of an efficient market? 1. Small number of individuals. 2. Opportunities exist for investors to profit from publicly available information. 3. Security prices reflect fair value of the firm. 4. Immediate response occurs for new public information. Objective: Evaluate financial performance using financial ratios. 4. Which of the following is included in the denominator of the times-interest-earned ratio? 1. Lease payments 2. Principal payments 3. Interest expense 4. Gross profit Week Two: Financial Planning Objective: Describe the relationship between strategic planning and financial planning. 5. Which of the following statements is true? 1. The future value of an annuity would be greater if funds are invested at the beginning of each period instead of at the end of each period. 2. An annuity is a series of equal payments that are made, or received, forever. 3. The effective annual rate (APR) of a loan is higher the less frequently payments are made. 4. The future value of an annuity would be greater if funds are invested at the end of each period rather than at the beginning of each period. Objective: Prepare a cash budget. 6. A company collects 60% of its sales during the month of the sale, 30% one month after the sale, and 10% two months after the sale. The company expects sales of $10,000 in August, $20,000 in September, $30,000 in October, and $40,000 in November. How much money is expected to be collected in October? 1. $25,000 2. $15,000 3. $35,000 4. None of the above Objective: Perform a break-even analysis. 7. Potential applications of the break-even model include: 1. replacement for time-adjusted capital budgeting techniques. 2. pricing policy. 3. optimizing the cash-marketable securities position of a firm. 4. none of these Objective: Calculate present value and future value of cash flows. 8. If you invest $750 every six months at 8% compounded semi-annually, how much would you accumulate at the end of 10 years? 1. $10,065 . $10,193 3. $22,334 4. $21,731 Week Three: Working Capital Management and Capital Budgeting Objective: Evaluate effective working capital management techniques. 9. According to the hedging principle, permanent assets should be financed with _______ liabilities. 1. permanent 2. spontaneous 3. current 4. fixed Objective: Evaluate alternative capital projects. 10. Consider a project with the following cash flows: After- Tax After-Tax Accounting Cash Flow Year Profits from Operations 1 $799 $ 750 $150 $1,000 3 $200 $1,200 Initial outlay = $1,500 Terminal cash flow = 0 Compute the profitability index if the company’s discount rate is 10%. 1. 15. 8 2. 1. 61 3. 1. 81 4. 0. 62 Objective: Analyze risks associated with capital projects. 11. Aroma Candles, Inc. is evaluating a project with the following cash flows. Calculate the IRR of the project. (Round to the nearest whole percentage. ) Year Cash Flows 0 ($120,000) 1 $ 30,000 2 $ 70,000 3 $ 90,000 . 18% 2. 23% 3. 28% 4. 33% Objective: Identify the decision-making factors in lease versus buy. 12. A machine costs $1,000, has a three-year life, and has an estimated salvage value of $100. It will generate after-tax annual cash flows (ACF) of $600 a year, starting next year. If your required rate of return for the project is 10%, what is the NPV of this investment? (Round your answerwer to the nearest $10. ) 1. $490 2. $570 3. $900 4. -$150 Week Four: Long-Term Financing Objective: Identify the impact of financing strategies on cost of capital. 13. When calculating the average cost of capital, which of the following has to be adjusted for taxes? 1. Common stock 2. Retained earnings 3. Debt 4. Preferred stock Objective: Calculate the weighted average cost of capital (WACC) of a firm. 14. Armadillo Mfg. Co. has a target capital structure of 50% debt and 50% equity. They are planning to invest in a project which will necessitate raising new capital. New debt will be issued at a before-tax yield of 12%, with a coupon rate of 10%. The equity will be provided by internally generated funds. No new outside equity will be issued. If the required rate of return on the firm’s stock is 15% and its marginal tax rate is 40%, compute the firm’s cost of capital. 1. 13. 5% 2. 12. 5% 3. 7. 2% 4. 11. 1% Objective: Compare and contrast initial public offering (IPO) and mergers acquisitions growth strategies. 15. Lever Brothers has a debt ratio (debt to assets) of 60%. Management is wondering if its current capital structure is too aggressive. Lever Brothers’s present EBIT is $3 million, and profits available to common shareholders are $1,440,000, with 228,571 shares of common stock outstanding. If the firm were to instead have a debt ratio of 20%, reduced interest expense would cause profits available to stockholders to increase to $1,680,000, but 457,143 common shares would be outstanding. What is the difference in EPS at a debt ratio of 20% versus 60%? 1. $-1. 76 2. $-2. 63 3. $-3. 14 4. $-4. 37 Week Five: International Finance Objective: Describe the factors that contribute to foreign exchange risk. 17. I. T. Canwait, Inc. , a U. S. -based multinational, has just sold cans to a Japanese company, I. C. Spots, Inc. Spots will pay for the order in 60 days. I. T. Canwait is now exposed to which kind of risk? 1. Transaction 2. Translation 3. Operating 4. Financial Objective: Compare and contrast methods to mitigate foreign exchange rate risk. 18. The rate that a subsidiary or parent of the multinational corporation charges other divisions of the firm for its products is called a(n): 1. forward price. 2. transaction price. 3. transfer price. 4. exchange price. Objective: Analyze the impact of globalization on financial decisions. 19. A wide bid/ask spread could indicate which of the following? 1. The presence of arbitrageurs 2. Large-volume transactions are taking place 3. Frequent trading of a currency 4. Infrequent trading of a currency How to cite Fin 370 Final Exam Study Guide, Papers

Go tell it on the mountain Essay Example For Students

Go tell it on the mountain Essay Go Tell It On The MountainThis novel is set in Harlem in New York City. The Grimes migrate to the North in search of new opportunities. Elizabeth bids goodbye to her aunt in Maryland and leaves with Richard. She arrives in New York with great expectations but she is sorely disappointed. Here, in this great city where no one cared, where people might live in the same building for years and never speak to one another, she found herself, when Richard took her in his arms, on the edge of a steep place and down she rushed, on the descent uncaring, into the dreadful sea. New York is a big and bustling city but it is heartless. The only way Elizabeth and Richard make their existence meaningful is by visiting places of interest in the city on weekends. They go to the Central Park or the Museum of Natural history to take their mind off from the daily drudgery. John Grimes does the same when he has to escape out of his dingy quarters at Harlem. He climbs a hill nearby to view New York in all its majesty and imagines himself to be an influential figure in the city. From there he walks over to mid-town Manhattan and Central Park to get a feel of the city. John experiences a sense of freedom in all the places outside his home at Harlem. His house was narrow and dirty; nothing could alter its dimensions, no labour could ever make it clean. Dirt was in the walls and the floorboards, and triumphed beneath the sink where roaches spawned; was in the fine ridges of the pots and pans, scoured daily, burnt black on the bottom, hanging above the store; was in the wall against which they hung, and revealed itself where the paint had cracked and leaned outward in stiff squares and fragments, the paper-thin underside webbed with black. In similar quarters live Florence and other Negroes like her. If they look out of their window, they can see scraps of paper and frosty dust, and the hanging signs of stores and storefront churches. In the evenings, the Negro families visit the churche s at Harlem called the Temple of the Fire Baptized. It was not the biggest church in Harlem, nor yet the smallest, but John had been brought up to believe it was the holiest and best. John and Roy attend the Sunday school in this church conducted by Elisha before the morning service. The Sunday morning service began when Brother Elisha sat down at the piano and raised a song. In the evening, John goes to the church to clean it up before the service. Life within the homes seems to be secure for the inmates of Harlem. However, when they step out of its confines, they are alert. When John walks along the Fifth Avenue and 42-nd streets, he is cautious lest he be apprehended by the White men. He desires to enter the Public Library but he is apprehensive as he had never gone in because the building was so big that it must be full of corridors and marble steps in the maze of which he would be lost and never find the book he wanted. And then everyone, all the white people inside, would know that he was not used to great buildings, or to many books, and they would look at him with pity. Roy is more daring than John. He strays outside his territory and provokes the white youth to challenge him. In one such encounter, he hurts himself. Life for the Negroes in New York in the mid-twentieth century was insecure. Fear always gripped their hearts and they were restricted from pursuing their normal activities. If they dared to rebel, they became victims of racial prejudice. 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